DeVos gets pushback on attempt to preempt state consumer protection

DeVos gets pushback on attempt to preempt state consumer protection

By Charlene Crowell

Beginning with a controversial nomination that ended in a tie-breaking Senate confirmation vote and continuing throughout her tenure as Education Secretary, Betsy DeVos has faced unceasing criticism. While Administration officials would be inclined to give her the benefit of the doubt, many across the country would argue that she is not serving the public’s interests.

A recent interview on CBS’ 60 Minutes provided an opportunity to address the nonstop criticism before a national audience. Instead, it prompted a new wave of critiques from viewers and news outlets alike.

More important than these recent headlines, however, is the Department’s attempt to stop states from holding student loan servicers and collectors accountable. Claiming that state consumer protection laws “undermine” federal regulator requirements, a non-binding memo is yet another assault on the 44 million Americans who together struggle with a still-growing $1.5 trillion in student debt.

It was about this time last year that Secretary DeVos withdrew three memos that would have required loan servicers, in their renegotiated contracts, to provide more intensive “high touch” servicing for borrowers threatened with default. Then late in the summer of 2017, she withdrew inter-agency working agreements between the Department and the Consumer Financial Protection Bureau (CFPB) commonly known as Memorandums of Understanding (MOUs). Prior to her joining the Education Department, these same MOUs led to a series of major enforcement actions against for-profit colleges like Corinthian and ITT Tech, as well as the nation’s largest student loan servicer, Navient.

With rollbacks in oversight and enforcement, the Education Secretary must think the department is doing a great job serving student loan borrowers that states should just butt out.  A new departmental memo claims as much.

In response, Massachusetts Attorney General Martha Healey, who filed a lawsuit earlier this month that alleged overcharges to students by the Pennsylvania Higher Education Assistance Agency was just as direct as she was quick to speak up.

“Secretary DeVos can write as many love letters to the loan servicing industry as she wants, I won’t be shutting down my investigations or stand by while these companies rip off students and families,” Healey said in a statement to The Intercept. “The last thing we need is to give this industry a free pass while a million students a year are defaulting on federal loans.”

Thank goodness for state AGs like Healey. Federal enforcement of consumer protection is currently at a real low.

When Mick Mulvaney was named Acting CFPB Director, a change of direction from consumer enforcement to education and information was promptly announced with a series of more changes. In Mulvaney’s view, CFPB would no longer use aggressive enforcement to hold financial service providers accountable. On his watch, consumers have basically been told not to expect much from CFPB, while businesses have been catered to and even asked to advise Mulvaney and company of what appropriate regulation looks like.

So, if the Department of Education is not going to work with CFPB to resolve complaints and CFPB is not interested in consumer enforcement, why try to tie the hands of states who only seek to protect their own residents?

Whitney Barkley-Denney, a policy counsel with the Center for Responsible Lending, addressed the impacts to consumers of color.  “Due to racial disparities in income and wealth, the consumers hardest hit by these debts are consumers of color. While the federal government continues to find ways to placate these companies, states are ready and willing to serve the best interests of borrowers and taxpayers.”

The National Governors Association (NGA) agrees with Barkley-Denney.

In a related statement, the NGA said, “Last week’s declaration on student loan servicing from the U.S. Department of Education seeks to preempt bipartisan state laws, regulations and ‘borrower bills of rights’ currently in place and under consideration in more than 15 states…. States have stepped up to fill the void left, we believe, by the absence of federal protections for student loan borrowers, from potential abusive practices by companies servicing student loans.”

Randi Weingarten, President of the American Federation of Teachers was even more candid.

“With this move, she [Secretary DeVos] has castrated any state legislators and attorneys general from providing meaningful oversight of student loan services, yet she continues to fail to do so herself,” said Weingarten.

In 2017, a CFPB report showed that during the past five years, more than 50,000 student loan complaints were filed. Additionally, more than 10,000 other related debt collection complaints were filed on both private and federal student loans.

Where these complaints originate is equally eye-opening.  In just one year, from 2016 to 2017, the growth in the number of student loan complaints exceeded 100 percent in 11 states: Georgia, Indiana, Louisiana, Mississippi, Montana, North Carolina, South Carolina, Pennsylvania, Texas, Washington State and West Virginia.

It’s enough to make one wonder, ‘Who is our federal government actually serving?’

The post DeVos gets pushback on attempt to preempt state consumer protection appeared first on The Westside Gazette.

Secretary DeVos Announces New Federal Assistance for Hurricane Impacted Students, Schools

Secretary DeVos Announces New Federal Assistance for Hurricane Impacted Students, Schools

U.S. Secretary of Education Betsy DeVos announced today new federal assistance for students and schools impacted by Hurricanes Harvey, Irma and Maria and the 2017 California wildfires. An additional $2.7 billion, authorized by the Bipartisan Budget Act of 2018, will be used to help K-12 school districts and schools as well as institutions of higher education (IHEs) in their recovery efforts.

“The long road to recovery continues, but these funds should provide vital support to schools and institutions to help them return to their full capabilities as quickly and effectively as possible,” said Secretary DeVos. “I continue to be inspired every day by the dedication shown by educators, administrators and local leaders to getting students’ lives back to normal.”

Secretary DeVos has visited each of the hurricane-impacted areas and continues to be in frequent contact with education leaders as they restore their learning environments. In the immediate aftermath of Hurricanes Harvey, Irma and Maria, the Secretary deployed more than a dozen volunteers as part of the Department of Homeland Security’s Surge Capacity Force across Florida, Puerto Rico, Texas and the U.S. Virgin Islands. The Department continues to regularly send staff to Puerto Rico and the U.S. Virgin Island to provide on-site assistance.

The new Federal assistance announced today will allow the Department to launch the following programs:

(1) Immediate Aid to Restart School Operations (Restart)

Under this program, the Department is authorized to award funds to eligible State educational agencies (SEAs), including those of Alabama, California, Florida, Georgia, Louisiana, Puerto Rico, South Carolina, Texas and U.S. Virgin Islands. These SEAs, in turn, will provide assistance or services to local educational agencies (LEAs), including charter schools, and private schools to help defray expenses related to the restart of operations in, the reopening of, and the re-enrollment of students in elementary and secondary schools that serve an area affected by a covered disaster or emergency.

(2) Emergency Impact Aid for Displaced Students

Under this program, the Department will award Emergency Impact Aid funding to SEAs, which, in turn, will provide assistance to LEAs for the cost of educating students enrolled in public schools, including charter schools, and private schools, who were displaced by the hurricanes during the school year 2017-2018 and California wildfires in 2017.

Congress appropriated a combined amount of approximately $2.5 billion for both the Restart and Emergency Impact Aid for Displaced Student programs. The amounts awarded under each program will be based on demand and specific data received from eligible applicants.

(3) Assistance for Homeless Children and Youth

Congress appropriated $25 million for additional grants to SEAs for LEAs to address the needs of homeless students displaced by the covered disasters and emergencies. The Department anticipates using data on displaced public school students collected under the Emergency Impact Aid program to make allocations to SEAs under the Assistance for Homeless Children and Youths program. SEAs will award subgrants to LEAs on the basis of demonstrated need. LEAs must use the funds awarded under this program to support activities that are allowable under the McKinney-Vento Homeless Assistance Act.

(4) Emergency Assistance to Institutions of Higher Education

Congress appropriated $100 million for this program, which will provide emergency assistance to IHEs and their students in areas directly affected by the covered disasters or emergencies, for activities authorized under the Higher Education Act of 1965.

(5) Defraying Costs of Enrolling Displaced Students in Higher Education

Congress appropriated $75 million for this program, which will provide payments to IHEs to help defray the unexpected expenses associated with enrolling displaced students from IHEs directly affected by a covered disaster or emergency, in accordance with criteria to be established and made publicly available.

The Department will be sharing additional information soon, including the application packages and technical assistance, on its “Disaster Relief” webpage at https://www.ed.gov/disasterrelief.

For additional information on the programs for K-12 schools and school districts, please contact David Esquith, Director, Office of Safe and Healthy Students, at David.Esquith@ed.gov. For additional information on the programs for IHEs, please contact Adam Kissel, Deputy Assistant Secretary for Higher Education Programs, Office of Postsecondary Education, at Adam.Kissel@ed.gov.

What Should Betsy DeVos Prioritize? – Education Week

What Should Betsy DeVos Prioritize? – Education Week

 Now just over a year in office, U.S. Secretary of Education Betsy DeVos continues to be a lightning rod in the field of American education. The debate over her K-12 philosophy and policy ideas remains vigorous in many quarters. Education Week’s opinion editors were interested in hearing from people in the field about what they believe matters most when it comes to schooling children. To that end, we asked a handful of participants to briefly consider if they were given the chance to sit down with the secretary, what issue or course of action would they urge her to prioritize, and how would they make their case. This is what they had to say.
—The Editors

Higher Education

It’s no secret that change is underway in education and beyond. Industries are morphing, jobs are shifting, and new careers are emerging because of technology. A century-long trend toward a highly skilled workforce is accelerating, and our economy will demand greater levels of education.

More Americans, both young and old, will need education beyond high school. And our institutions will have to evolve in profound ways to meet their needs.

That’s why we must seize this moment as Congress debates the reauthorization of the Higher Education Act, which governs colleges and universities and provides them with federal financial support. Our national legislative framework must enable and encourage the changes we will need over the next decades to build a stronger system for higher education. Our country has changed significantly since the act was last reauthorized in 2008…

Read the full article here. May require an education week subscription.

COMMENTARY: Four Ways Schools Fail Special Education Students – Education Week

COMMENTARY: Four Ways Schools Fail Special Education Students – Education Week

Education Week logoBy Mark Alter, Marc Gottlieb, and Jay Gottlieb

Last spring’s U.S. Supreme Court ruling in Endrew F. v. Douglas County School District reaffirmed the importance of providing, in the words of Chief Justice John Roberts, an “appropriately ambitious” education for the nation’s 6.7 million children with disabilities. The court ruled that in order for school districts to meet their obligations under the Individuals with Disabilities Education Act, or IDEA, they must offer students with disabilities an individualized education plan that enables them to make progress and be adequately challenged to meet their full potential.

The court described this standard in its ruling as a “fact intensive exercise.” From our vantage, that fact-intensive exercise must include processes to ensure that schools actually provide the mandates that appear in each student’s IEP.

In recent years, there have been substantial structural improvements to existing special education practices. Schools now typically place greater emphasis on educating students with disabilities in general education classes and have adopted stringent guidelines to ensure that students with disabilities have access to the general education curriculum.

Despite these improvements, the U.S. Department of Education determined in July that fewer than half of the states are meeting their obligations under IDEA. Most of those states failing to follow educational guidelines have done so for at least two years…

Read the full article here: May require an Education Week subscription.

HBCUs: Vital to U.S. Competitiveness

HBCUs: Vital to U.S. Competitiveness

Dept. of Ed Blog logo

Since 1837, Historically Black Colleges and Universities (HBCUs) have been educating and preparing, primarily, but far from exclusively, African American students – nearly a quarter of HBCU students are non-Black – to contribute to the American experience. These institutions help fill the nation’s dual pipeline of productivity: providing diversely talented employees and creating employment opportunities. They consistently add both workers and job-creation to their state and local economies.

Despite being historically under-resourced, in 2014, the nation’s 101 accredited HBCUs injected $14.8 billion in direct spending impact to the national economy, adding more than 134,000 jobs, on- and off-campus, according to a recently published landmark study, HBCUs Make America Strong: The Positive Economic Impact of Historically Black Colleges and Universities, commissioned by the United Negro College Fund (UNCF).

The study sheds an important light on HBCUs in the modern era. The institutions, spanning 19 states, Washington, D.C. and the U.S. Virgin Islands, disproportionately take on the challenge of providing first-generation, low-income, minority, rural and inner-city students the opportunity to earn college degrees.

Impressively, for example, HBCUs comprise just three percent of all nonprofit colleges and universities, but enroll 10 percent of African American college students, and are responsible for 17 percent of African Americans earning their bachelor’s degrees and 24 percent of African Americans earning their credentials in science, technology, engineering and math (STEM) fields. The UNCF study is a wonderful contribution – a foundation stone on which we can pursue new areas of exploration to develop enduring strategies and attract commensurate investment to increase the all too often unheralded or overlooked value of America’s HBCUs.

Connecting to Innovation Ecosystems        

To build on our nation’s leadership position in the global economy, over the past half-century, America has invested heavily in developing the world’s most advanced countrywide network of regional innovation ecosystems to support talent development, creativity, research, commercialization, entrepreneurship and job creation. Unfortunately, the government, philanthropic, business and community leaders who have led the rise of – and maintain stewardship within – these fantastic ecosystems have not been successful connecting these forward-looking investments to HBCUs and the populations and communities they principally serve. This undermines prospects to grow and equip a deep and diverse enough pool of Americans to power national prosperity for generations to come.

The absence of inclusive and diverse innovation ecosystems demands the development and adoption of frameworks and strategies embedded with the magnificent contributions of HBCUs. The ROI: HBCUs can help more Americans improve their connectivity to and productivity within the 21st century economy. 

Endgame: More Talent to Fuel U.S. Competitive Advantage

For most of the 20th century, those principally served by HBCUs were not able to contribute their full talent to the national economy. Yet, in those days, America could economically lead the globe with proverbially one hand tied behind her back.

In other words, back then, U.S. economic competitiveness was assured even without optimal productivity from large swaths of our population. This is no longer the case.

In today’s economy, where relentless global competition for jobs and opportunity is the new normal, the immutable laws of economic prosperity do not allow America to sustain global leadership without greater contributions from more Americans – especially the latent and untapped abilities of those principally served by HBCUs.

In January, President Trump attended the World Economic Forum in Davos, Switzerland. Of note, Klaus Schwab, Founder of the World Economic Forum, may have put it best when he said, “Capital is being superseded by creativity and the ability to innovate – and therefore by human talents – as the most important factors of production. If talent is becoming the decisive factor, we can be confident in stating that capitalism is being replaced by talentism.”

In the age of “talentism,” awakening the dormant abilities of more Americans and connecting them to the economy is the most promising path to new wealth generation, greater new job-creation and increased business output. These enhancements will improve our national economic competitiveness and quality of life for Americans, and, importantly, strengthen our national security.

Quite simply, the American economy grows more competitive when educational access is widely available. Our nation’s HBCUs broaden education access, and their positive impact on the country is undeniable. The White House Initiative on HBCUs is excited to partner across the federal government and with the private sector to foster investment in HBCUs to grow their contributions to America; as such, contributions are vital to the competitiveness of the United States.

President’s Education Awards Program (PEAP): Celebrating Student Achievement And Hard Work in the Classroom

President’s Education Awards Program (PEAP): Celebrating Student Achievement And Hard Work in the Classroom

Dept. of Ed Blog logo

President’s Education Awards Program (PEAP) student recipients are selected annually by their school principal. Last year, PEAP provided individual recognition to nearly three million graduates at the elementary, middle and high school level at more than 30,000 public, private and military schools from all 50 states, the District of Columbia, Puerto Rico and the Outlying Areas (American Samoa, Guam, the Northern Mariana Islands and the U.S. Virgin Islands).

Students receive a certificate and schools receive a letter signed by the President and U.S. Secretary of Education.

School Year 2017-18 program materials are now available from PEAP’s partners: the National Association of Elementary School Principals (NAESP), the Association for Middle-Level Education and the National Association of Secondary School Principals (NASSP). The materials outline how to order certificates before the end of the school year. Certificates are absolutely FREE – and there is no limit.

Please review the list of participating schools at https://www.ed.gov/presedaward/. If your local school does not currently participate, please reach out and urge them to do so this year. We want to recognize ALL graduates for their accomplishments.

Background –

PEAP was founded in 1983. Every year since then, the program has provided principals with the opportunity to recognize students who meet high standards of academic excellence, as well as those who have given their best effort – often overcoming obstacles in their learning. Eligible students are selected by their principal under two categories.

Certificate for President's Education Awards Program (PEAP) celebrating academic excellence.        Certificate for President's Education Awards Program (PEAP) celebrating academic achievement.

  • The President’s Award for Educational Excellence recognizes academic success in the classroom. To be eligible, students must meet a few academic requirements, including a high grade point average or other school-set criteria and a choice of either state test performance or teacher recommendations.
  • The President’s Award for Educational Achievement recognizes students that show outstanding educational growth, improvement, commitment, or intellectual development in their subjects but do not meet the academic criteria above. Its purpose is to encourage and reward students who give their best effort, often in the face of special obstacles, based on criteria developed at each school.

Frances Hopkins is director of the President’s Education Awards Program at the U.S. Department of Education.

Why You Should Celebrate National School Counseling Week

Why You Should Celebrate National School Counseling Week

It just figures that National School Counseling Week starts the day after the Super Bowl. The country gorges on guacamole-covered chicken wings on Sunday, and when America’s most misunderstood group of educators asks for three nacho chips and a high five on Monday, the country is too tired to party.

In some ways, we don’t mind. The last time we made headlines, most people surveyed felt that school counselors were more of a hindrance than a help in applying to college. Before that, we were the punch line of a car ad — “Your guidance counselor drives a minivan” — or we were known as the washed-up teachers who were given offices close to the principal so he could keep an eye on us.

But Jenny doesn’t see us that way.

Jenny was the quiet, slender girl who didn’t cause anyone trouble, except herself. When two or three students saw Jenny needed help, they went straight to the school counselor, who called Jenny into that office close to the principal to talk about it in a safe, confidential place. Jenny got help, and became an even more beautiful person.

Steve doesn’t see us that way either. Three weeks into school, he had his fifth unexcused absence, and was on his way to flunking a required course. He told his school counselor he was working late to support the newborn son no one knew he had. His counselor asked the teacher to give Steve one last break, but never mentioned why. Steve got it, graduated, and got a full-time job that paid enough to take care of his young family.

If you didn’t know that, you’re not supposed to. When someone’s life slips or they don’t know where to turn, school counselors give them the space for grace and dignity to rebuild and strengthen their lives, all without fanfare. Sometimes, if you don’t know we’re doing our job, we’re doing our job pretty well.

Of course, we aren’t perfect. Most of us work with 450 students at once, and some have twice that number. Since many principals think we should change schedules instead of lives, we don’t have as much time to help students as we’d like, and most of us were never — never — trained how to help students apply to college.

I bet you didn’t know that either.

Old habits die hard — school counselors know that for sure — but if you have a minute this week, stop by and thank your school counselor for everything you don’t know they’re doing, and put in a good word for them with the principal. We might not score winning touchdowns or drive fast cars, but when the goal is to drive 450 students to win their own big game, the minivan really rocks it.

Patrick O’Connor is a 2017-18 School Counselor Ambassador Fellow at the U.S. Department of Education.

One year in, teachers hand DeVos an ‘F’ grade

One year in, teachers hand DeVos an ‘F’ grade

WASHINGTON — One year after U.S. Education Secretary Betsy DeVos was sworn in, teachers’ groups delivered “report cards” to her place of employment, grading the secretary on her performance protecting students’ civil rights, ensuring educational equity and providing funding for students of color and low-income students.

Predictably, the teachers did not grade on a curve.

The groups, which have largely been adversarial during DeVos’ tenure, gave her all Fs. They also delivered what they said were 80,000 individual teachers’ evaluations of DeVos, along with comments about what she’d see if she visited their classrooms.

American Federation of Teachers President Randi Weingarten, who addressed a small group of activists gathered in the cold outside the U.S. Education Department on Thursday, said 90% of the teachers “frankly gave Betsy DeVos a failing grade.”

DeVos’ spokeswoman, Liz Hill, said the department is happy to get feedback, but added, “It’s unfortunate that instead of working to have productive dialogue, the union decided it was important to pull teachers out of the classroom for a two-hour political publicity stunt — for which they shot their own footage to send to media outlets.”

For her part, DeVos marked her first year on the job this week saying her proudest accomplishments were shrinking the role of the department and rolling back Obama-era regulations and guidance on several issues.

 Read the full article here:
Major Education Research Programs May Be Combined in Budget, Advocates Say – Education Week

Major Education Research Programs May Be Combined in Budget, Advocates Say – Education Week

Education Week logoThe Trump administration’s budget, due out later this month, is likely to combine three significant research programs—the State Longitudinal Data System grants, the Regional Educational Laboratories, and the Comprehensive Centers—advocates with knowledge of the proposal say.

Money for all three programs—nearly $140 million all told—would instead be rolled out to states through formula grants, said Michele McLaughlin, a senior adviser at Penn Hill Group, a government-relations organization.

McLaughlin is also the president of the Knowledge Alliance, a lobbying coalition for the education research community, who learned of the proposal ahead of the budget’s release. Another advocate in the research community with knowledge of the details also confirmed the proposed changes.

“This proposal is nonsensical and does not reflect congressional intent,” said McLaughlin. She noted that the Education Sciences Reform Act, or ESRA, which was last renewed in 2002, keeps all three programs separate. So does a bipartisan bill to reauthorize ESRA—the Strengthening Education Through Research Act—which passed the House in 2014 and the Senate in 2015 but still hasn’t made it over the finish line.

The budget change the Trump administration intends to propose would require a legislative change, she said.

Read the full article here: May require an Education Week subscription.

 

Secretary DeVos Convenes Higher Education Summit: Innovation Blends Technology and the Personal Touch

Secretary DeVos Convenes Higher Education Summit: Innovation Blends Technology and the Personal Touch

“We need to question everything; to look for ways in which we can improve, and embrace the imperative of change. At the end of the day, success shouldn’t be measured by how much ivy is on the wall,” said U.S. Education Secretary Betsy DeVos. “It should be determined by how you’re educating and preparing students for today’s and tomorrow’s challenges.”

Setting this tone of innovation, Secretary DeVos welcomed over 20 education leaders from across the nation to the Education Innovation Summit on Higher Education, held recently at the U.S. Department of Education’s headquarters in Washington. The agenda included general discussion as well as several featured presentations.

Anant Agarwal, CEO of Boston-based edX, said that our society needs a system where universities and educators can work with learners throughout their careers, not just during the traditional college ages of 18 to 22.

Ben Nelson of the for-profit Minerva Project asked the group to consider what the purpose of higher education is. He submitted that today businesses across various fields want the same thing: employees who have a core skill but can also have the well-rounded education to learn skills in new areas.

Kathleen Plinske of Valencia College in Central Florida recommended simplification of the Free Application for Federal Student Aid for students with the greatest financial need and recommended that short-term training programs that have already been vetted and approved by another federal agency be eligible for U.S. Department of Education Title IV funding.

Jerry Davis, president of the College of the Ozarks in Missouri, said that his college is a work college. That is, all students are required to work at jobs, leading to the school’s nickname of “Hard Work U.” The school has a student-focused environment where the students’ personal needs are regularly met. For example, one student’s father was in the penitentiary, and the student’s mother had died. The college’s Helping Hand Fund paid $3,000 for the funeral costs of the student’s mother. The student went on to graduate and today is a teacher. “From my own family experience and in work colleges for over 40 years,” Davis said, “I can tell you that not everything can be solved with a computer. Sometimes it takes a personal touch to make sure students don’t fall through the cracks in our society.”

Mike Zeliff, dean of faculty and students at the Jack Welch Management Institute, said, “We treat our students like customers and rely on their willingness to recommend our program and our professors as a key performance measure.  The curriculum is designed to learn it today, apply it tomorrow, and return to the classroom to talk about their observations.”

At the end of the nearly four-hour summit, Secretary DeVos thanked the participants for creatively meeting the needs of the students that they serve. “I welcome your continued input to me and to the department on ways that the federal government can get out of the way on some of the things we need to get out of the way of,” she said. “And tell us the ways we can support meaningfully the things you are doing to serve students.”

Joe Barison is a public affairs specialist in the Office of Communications and Outreach