{"id":2614,"date":"2022-09-02T00:42:18","date_gmt":"2022-09-02T04:42:18","guid":{"rendered":"https:\/\/nnpa.org\/education\/?p=2614"},"modified":"2022-09-02T00:42:18","modified_gmt":"2022-09-02T04:42:18","slug":"heres-who-qualifies-for-bidens-new-student-loan-forgiveness-plan","status":"publish","type":"post","link":"https:\/\/nnpa.org\/education\/2022\/09\/02\/heres-who-qualifies-for-bidens-new-student-loan-forgiveness-plan\/","title":{"rendered":"Here\u2019s Who Qualifies for Biden\u2019s New Student Loan Forgiveness Plan"},"content":{"rendered":"

Black Information Network | Atlanta Daily World<\/p>\n

President Joe Biden<\/strong> officially announced on Wednesday (August 24) the administration\u2019s highly anticipated plan for student loan forgiveness<\/a>. Though the decision is set to impact about 43 million people nationwide, there are some qualifications and exceptions to be aware of, per NBC News<\/em><\/a>.<\/p>\n

Recipients of Pell Grants, which are awarded to students with \u201cexceptional financial need\u201d and who fall under an annual income of $125,000 for individuals or under $250,000 for families filing jointly, can have up to $20,000 of their debt canceled<\/a> under Biden\u2019s new plan.<\/p>\n

The Biden administration cited Wednesday that over 60 percent of the borrower population are Pell Grant recipients.<\/p>\n

\u201cThe Department of Education estimates that roughly 27 million borrowers will be eligible to receive up to $20,000 in relief, helping these borrowers meet their economic potential and avoid economic harm from the Covid-19 pandemic,\u201d the White House said.<\/p>\n

All other federal borrowers are eligible to receive $10,000 of loan forgiveness if they fall within the same income limits as noted above.<\/p>\n

For those claimed as dependents, eligibility will be based on the income of the person claiming the dependent.<\/p>\n

Income qualifications can be based on the 2020 or 2021 tax year. This means if you earned $120,000 in 2020 but received raise and made more than the income limit in 2021, you are still eligible for debt cancellation.<\/p>\n

While Federal loans for undergrads and graduates as well as Parent Plus loans qualify, loans from private institutions will not be forgiven under this plan.<\/p>\n

No high-income individual or household within the top 5 percent of incomes will benefit from the plan, the White House said. Today\u2019s action of getting student loan debt relief to borrowers is about opportunity. It\u2019s about giving people a fair shot. It\u2019s about making sure folks have the breathing room they need to buy a house, open a business, start a family, and save for their future.\u2014 President Biden (@POTUS) August 24, 2022<\/a><\/p>\n

\u201cIn the weeks ahead,\u201d the Biden administration is expected to release more details on how borrowers who qualify can claim their relief.<\/p>\n

Nearly 8 million borrowers \u201cmay be eligible to receive relief automatically because relevant income data is already available to the Department,\u201d according to the Department of Education.<\/p>\n

The administration also said an application is set to be available no later than December 31, when the pause on federal student loan repayment ends.<\/p>\n

To be notified when the application opens, sign up at the subscription page on the Education Department\u2019s website<\/a>.<\/p>\n

The post Here\u2019s Who Qualifies For Biden\u2019s New Student Loan Forgiveness Plan<\/a> appeared first on Atlanta Daily World<\/a>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

ATLANTA DAILY WORLD \u2014 No high-income individual or household within the top 5 percent of incomes will benefit from the plan, the White House said. Today\u2019s action of getting student loan debt relief to borrowers is about opportunity. It\u2019s about giving people a fair shot. It\u2019s about making sure folks have the breathing room they need to buy a house, open a business, start a family, and save for their future.\u2014 President Biden (@POTUS) August 24, 2022<\/p>\n","protected":false},"author":1,"featured_media":2340,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,1415,1799,18,2051,4987,1362,27,1491,31,120,1443,36,1832,39,203,3651,123,124,830],"tags":[5656,1888,2217,79,5655,5654,5652,3741,3058,5651,5653,4670],"class_list":["post-2614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nnpanewswire","category-advocacy","category-atlanta-daily-world","category-tie-business","category-college","category-college-and-careers","category-community","category-education","category-equity","category-featured","category-financial-aid","category-higher-education","category-national","category-news","category-nnpa","category-nnpa-newswire","category-pathways","category-student-debt","category-student-loans","category-u-s-department-of-education","tag-27-million-borrowers","tag-atlanta-daily-world","tag-education-department","tag-featured","tag-federal-borrowers","tag-loan-forgiveness","tag-parent-plus-loans","tag-pell-grant","tag-president-joe-biden","tag-student-loan-forgiveness-program","tag-student-loan-repayment","tag-white-house"],"yoast_head":"\nHere\u2019s Who Qualifies for Biden\u2019s New Student Loan Forgiveness Plan - NNPA Education Public Awareness Program<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nnpa.org\/education\/2022\/09\/02\/heres-who-qualifies-for-bidens-new-student-loan-forgiveness-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Here\u2019s Who Qualifies for Biden\u2019s New Student Loan Forgiveness Plan - NNPA Education Public Awareness Program\" \/>\n<meta property=\"og:description\" content=\"ATLANTA DAILY WORLD \u2014 No high-income individual or household within the top 5 percent of incomes will benefit from the plan, the White House said. 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