DeVos gets pushback on attempt to preempt state consumer protection

DeVos gets pushback on attempt to preempt state consumer protection

By Charlene Crowell

Beginning with a controversial nomination that ended in a tie-breaking Senate confirmation vote and continuing throughout her tenure as Education Secretary, Betsy DeVos has faced unceasing criticism. While Administration officials would be inclined to give her the benefit of the doubt, many across the country would argue that she is not serving the public’s interests.

A recent interview on CBS’ 60 Minutes provided an opportunity to address the nonstop criticism before a national audience. Instead, it prompted a new wave of critiques from viewers and news outlets alike.

More important than these recent headlines, however, is the Department’s attempt to stop states from holding student loan servicers and collectors accountable. Claiming that state consumer protection laws “undermine” federal regulator requirements, a non-binding memo is yet another assault on the 44 million Americans who together struggle with a still-growing $1.5 trillion in student debt.

It was about this time last year that Secretary DeVos withdrew three memos that would have required loan servicers, in their renegotiated contracts, to provide more intensive “high touch” servicing for borrowers threatened with default. Then late in the summer of 2017, she withdrew inter-agency working agreements between the Department and the Consumer Financial Protection Bureau (CFPB) commonly known as Memorandums of Understanding (MOUs). Prior to her joining the Education Department, these same MOUs led to a series of major enforcement actions against for-profit colleges like Corinthian and ITT Tech, as well as the nation’s largest student loan servicer, Navient.

With rollbacks in oversight and enforcement, the Education Secretary must think the department is doing a great job serving student loan borrowers that states should just butt out.  A new departmental memo claims as much.

In response, Massachusetts Attorney General Martha Healey, who filed a lawsuit earlier this month that alleged overcharges to students by the Pennsylvania Higher Education Assistance Agency was just as direct as she was quick to speak up.

“Secretary DeVos can write as many love letters to the loan servicing industry as she wants, I won’t be shutting down my investigations or stand by while these companies rip off students and families,” Healey said in a statement to The Intercept. “The last thing we need is to give this industry a free pass while a million students a year are defaulting on federal loans.”

Thank goodness for state AGs like Healey. Federal enforcement of consumer protection is currently at a real low.

When Mick Mulvaney was named Acting CFPB Director, a change of direction from consumer enforcement to education and information was promptly announced with a series of more changes. In Mulvaney’s view, CFPB would no longer use aggressive enforcement to hold financial service providers accountable. On his watch, consumers have basically been told not to expect much from CFPB, while businesses have been catered to and even asked to advise Mulvaney and company of what appropriate regulation looks like.

So, if the Department of Education is not going to work with CFPB to resolve complaints and CFPB is not interested in consumer enforcement, why try to tie the hands of states who only seek to protect their own residents?

Whitney Barkley-Denney, a policy counsel with the Center for Responsible Lending, addressed the impacts to consumers of color.  “Due to racial disparities in income and wealth, the consumers hardest hit by these debts are consumers of color. While the federal government continues to find ways to placate these companies, states are ready and willing to serve the best interests of borrowers and taxpayers.”

The National Governors Association (NGA) agrees with Barkley-Denney.

In a related statement, the NGA said, “Last week’s declaration on student loan servicing from the U.S. Department of Education seeks to preempt bipartisan state laws, regulations and ‘borrower bills of rights’ currently in place and under consideration in more than 15 states…. States have stepped up to fill the void left, we believe, by the absence of federal protections for student loan borrowers, from potential abusive practices by companies servicing student loans.”

Randi Weingarten, President of the American Federation of Teachers was even more candid.

“With this move, she [Secretary DeVos] has castrated any state legislators and attorneys general from providing meaningful oversight of student loan services, yet she continues to fail to do so herself,” said Weingarten.

In 2017, a CFPB report showed that during the past five years, more than 50,000 student loan complaints were filed. Additionally, more than 10,000 other related debt collection complaints were filed on both private and federal student loans.

Where these complaints originate is equally eye-opening.  In just one year, from 2016 to 2017, the growth in the number of student loan complaints exceeded 100 percent in 11 states: Georgia, Indiana, Louisiana, Mississippi, Montana, North Carolina, South Carolina, Pennsylvania, Texas, Washington State and West Virginia.

It’s enough to make one wonder, ‘Who is our federal government actually serving?’

The post DeVos gets pushback on attempt to preempt state consumer protection appeared first on The Westside Gazette.

VIDEO: Fed Up With Low Pay, Oklahoma Teachers Prepare to Walk Out

VIDEO: Fed Up With Low Pay, Oklahoma Teachers Prepare to Walk Out

Education Week logoDuncan, Okla.— Few educators here say they want a statewide teacher strike to happen. And yet there’s overwhelming agreement from educators that it’s the only way forward.

Union leaders have given the Oklahoma state legislature an April 1 deadline to pass a funding package that includes a $10,000 pay raise over three years for teachers and a $200 million boost to public schools. If that doesn’t happen, teachers across the state will walk out of their classrooms, and will not return until they get what they’re asking for, union officials pledge.

Oklahoma teachers are among the lowest paid in the country, and many work second jobs to make ends meet and to save for their future.

“I don’t like that [a walkout] seems to be the only course of action—I think if there was something else, we would all jump on that, but I just think we all feel at a loss,” said Kara Stoltenberg, a high school English teacher in Norman, Okla., who also works at a clothing store to help pay her bills. “It’s so disheartening. … I want to believe the best in people, I want to be optimistic. It just feels like with one thing after another, that hope is being crushed.”

Oklahoma’s shutdown proposal came on the heels of the nearly two-week-long teacher strike in West Virginia, which concluded when the legislature there passed a bill giving all public employees a 5 percent pay raise. After that stunning victory, teachers in Oklahoma, Kentucky, and Arizona began to ask: “What if we did that here?”

Read the full article here: May require an Education Week subscription.

Inside the ESSA Plans: What Are States Doing About Goals and Timelines?

Inside the ESSA Plans: What Are States Doing About Goals and Timelines?

By Stephen Sawchuk, Alyson Klein, and Andrew UjifusaEducation Week logo

EDUCATION WEEK — This week, Education Week is bringing its trademark analysis to the remaining state plans for fulfilling requirements of the Every Student Succeeds law. On Monday, we had a look at the states’ proposed “school quality” indicators, €”the required but nonacademic portion of each state’s plan to judge schools. Today, we’re going to take a look at states’ goals for raising student achievement and their timelines for doing so in the plans awaiting federal approval.

One thing we’ll keep stressing again and again this week: how far federal policy has moved since the days of the No Child Left Behind Act (ESSA’s predecessor). Read on.

So, what kinds of goals are states setting?

Some states chose fixed goals that aim for all students, and all subgroups of vulnerable students, such as those qualifying for subsidized school lunches or English-language learners, to reach the same target (such as 80 percent proficiency). What’s nice about this kind of goal is that it sets the same endpoint, making it easier to see over time how achievement gaps are expected to close. States in this category include: Arkansas, Hawaii, Kansas, Mississippi, (grades 3-8 only), Ohio, Minnesota, New York, Rhode island, South Dakota, Virginia, West Virginia, and Wyoming.

Read the full article here: May require an Education Week subscription.

Source: Education Week Politics K-12

Secretary DeVos Approves Minnesota and West Virginia’s State ESSA Plans

Secretary DeVos Approves Minnesota and West Virginia’s State ESSA Plans

WASHINGTON – U.S. Secretary of Education Betsy DeVos today announced the approval of Minnesota and West Virginia’s consolidated state plans under the Every Student Succeeds Act (ESSA).

“States continue to embrace the flexibility and power given to them under ESSA,” said Secretary DeVos. “I am pleased to approve these plans, which comply with the requirements of the law. I look forward to seeing how the states turn ideas into action to improve outcomes for all students.”

Allowing states more flexibility in how they deliver education to students is at the core of ESSA. Each state crafted a plan that it feels will best offer educational opportunities to meet the needs of the state and its students. The following are some of the unique elements from each state’s approved plan as highlighted by each state:

Minnesota

  • Plans to ensure that by 2020, 90 percent of all students will graduate from high school in four years and that the state aligns its efforts with its workforce development goals.
  • Identifies 25 percent of the lowest-performing schools across three domains—math, reading and English learner proficiency—to ensure all schools in need of support are identified and assisted, with the greatest support directed to the most acutely low-performing schools.

“Nothing is more important to Minnesotans than making sure every child has access to a great education,” said Minnesota Commissioner of Education Brenda Cassellius. “That consensus was shared by a broad majority of parents, community members and stakeholders across our state who made equity and ambitious goals the central tenants of our ESSA plan. Together, we created a shared definition of equity that serves as the foundation for a plan that is actionable, research-based and rooted in the best practices for supporting schools. Combined with rigorous accountability expectations, strategic support for schools that need it most, and the promise of easy-to-understand and transparent reporting for teachers, parents, and the public, this plan is a significant step forward in our shared vision for all kids. I look forward to implementing our new plan, and supporting every Minnesota educator as they work even harder to ensure every child has the same opportunity to learn, succeed and thrive.”

West Virginia

  • Plans to reduce the number of non-proficient students, overall and for each subgroup, in half by 2030.
  • Provides LEAs access to evidence-based interventions and professional development based on performance on individual indicators within the Statewide Accountability System, so that any school struggling with a single indicator receives support.

“The intent of our ESSA plan is to be a catalyst for economic growth and development in West Virginia. Our goal is to ensure that every student is provided the opportunity to be successful after graduating high school in their chosen career and/or post-secondary endeavors. Our comprehensive system will individualize support and capitalize on a network of education partnerships, while supporting Gov. Jim Justice’s focus on education and economic development,” said Steven Paine, West Virginia’s state superintendent of schools.

Betsy DeVos’ Team Tells New York, Three Other States They Have ESSA Work to Do

Betsy DeVos’ Team Tells New York, Three Other States They Have ESSA Work to Do

EDUCATION WEEK — Minnesota, New York, Virginia, and West Virginia have some work to do on their plans to implement the Every Student Succeeds Act, according to the U.S. Department of Education.

All four states, who were among the 34 that turned in their plans this fall, were flagged for issues with accountability, helping low-performing schools improve, and other areas. So far, ten other states that turned in their plans this fall — Alabama, Alaska, Georgia, Kansas, Maryland, Montana, North Carolina, South Dakota, Utah, and Wyoming—have received feedback from the feds. Puerto Rico has also gotten a response on its plan. (Check out our summaries of their feedback here and here.)

Plus, sixteen states and the District of Columbia, all of which submitted plans in the spring, have gotten the all-clear from U.S. Secretary of Education Betsy DeVos. Colorado, which asked for extra time on its application, is the only spring state still waiting for approval.

So what problems did the department find in this latest round of states? Here’s a quick look. Click on the state’s name for a link to the feds’ letter…

Read the full article here: May require an Education Week subscription.

Want more analysis of ESSA plans? Edweek has you covered here.

More Schools Receive Free Technology Through SecondLaunch Initiative

More Schools Receive Free Technology Through SecondLaunch Initiative

CHARLESTON, W.Va. – The West Virginia Board of Education (WVBE) received an update on the SecondLaunch Initiative at its October board meeting. The initiative, which was created by the West Virginia Department of Education in June 2015, continues to expand its reach, providing much needed technology to students throughout the state. Now, in its third year, SecondLaunch has saved the state $3 million in technology costs and has provided more than 8,000 computers to students in 47 counties.

Computers and other technology equipment are donated to SecondLaunch from West Virginia government agencies as well as private industry. Equipment is then wiped, cleaned and upgraded to meet the requirements of the programs used in schools. Computers, monitors, keyboards and mice are packaged together for ease of use and assembly, and schools can pick the computers up at the SecondLaunch warehouse in Charleston.

“Through the SecondLaunch Initiative, we are working to ensure that all students have access to technology and resources they need” said West Virginia Superintendent of Schools, Dr. Steven Paine. “Our goal is to have the program in all 55 counties, and work with educators to make sure that a lack of resources is never an obstacle for educators to provide the best education possible for our students.”

In addition to state agencies, private industry has also joined in and donated equipment to SecondLaunch.

“The program’s success depends on the donations we receive,” said David Cartwright, who oversees the program. “We have been fortunate to form a partnership with Toyota Motor Manufacturing in West Virginia, who has become a generous and recurring participant. Our hope is to expand our private partnerships so we can continue to see the program grow.”

SecondLaunch helps students interact with the technology they will encounter in life after high school, whether it be college or the workforce. Some of the state’s earliest learners also have access to the SecondLaunch materials, allowing West Virginia students to utilize 21st century learning resources every day.

Learn more about the SecondLaunch initiative by visiting: http://wvde.state.wv.us/technology/showcase/

Those interested in donating equipment to SecondLaunch can email David Cartwright: dcartwri@k12.wv.us.

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West Virginia Submits ESSA Plan to Dept. of Ed

West Virginia Submits ESSA Plan to Dept. of Ed

CHARLESTON, W.Va. (WDTV) — The West Virginia Department of Education has submitted its plan to comply with the Every Student Succeeds Act or ESSA, the department announced Monday evening.

The letter was submitted to the U.S. Department of Education Monday, two weeks prior to the deadline.

In a statement Monday, the department said the plan “details the foundational pieces of its public education system including content standards, the statewide assessment, the school accountability system and support for struggling schools.” It also describes how federal funding will be distributed to counties.

Officials say the final version of the plan contains numerous changes due to stakeholder input.

“I am extremely proud of the extraordinary amount of work put into developing this plan and for the valuable input we received from various stakeholders including teachers, parents, administrators, community members and elected officials,” stated state Superintendent of Schools, Dr. Steven Paine. “I feel confident that West Virginia’s plan outlines a foundation that is best for all Mountain State students and know we will ultimately see results surrounding student achievement.”

The U.S. Department of Education now has 120 days to review the plan and provide feedback. The plan can be viewed at http://wvde.state.wv.us/essa/review/.

West Virginia Submits ESSA Plan To U.S. Department of Education

West Virginia Submits ESSA Plan To U.S. Department of Education

September 11, 2017

CHARLESTON, W.Va. – The West Virginia Department of Education (WVDE) submitted its plan today to the United States Department of Education (USDE) to comply with the federal law known as the Every Student Succeeds Act (ESSA). The plan was submitted one week ahead of the September 18 deadline.

“I am extremely proud of the extraordinary amount of work put into developing this plan and for the valuable input we received from various stakeholders including teachers, parents, administrators, community members and elected officials,” said West Virginia Superintendent of Schools, Dr. Steven Paine. “I feel confident that West Virginia’s plan outlines a foundation that is best for all Mountain State students and know we will ultimately see results surrounding student achievement.”

West Virginia’s plan details the foundational pieces of its public education system including content standards, the statewide assessment, the school accountability system and support for struggling schools. The plan also details how federal funds will be distributed to counties.

Several changes were incorporated into the final version of the plan as a result of stakeholder input. Within the state’s accountability system, the five-year graduation cohort was included to accommodate those students who require additional time to graduate. The English Language Proficiency indicator was incorporated into the English language arts measure within the Academic Achievement indicator. The Student Success indicator, which considers attendance and behavior, now includes an exemption for all absences due to out-of-school suspensions and level three behavior violations are exempt from accountable suspensions. Summer School courses will be included within the high school Student Progress indicator, which considers credits earned toward graduation.

The USDE has 120 days to review the plan and provide feedback. To review West Virginia’s plan, visit: http://wvde.state.wv.us/essa/review/

WV ESSA Plan Receives Stakeholder Feedback Ahead of Scheduled Submission

WV ESSA Plan Receives Stakeholder Feedback Ahead of Scheduled Submission

August 26, 2017, Charleston Gazette Mail

West Virginia’s proposed federal Every Student Succeeds Act compliance plan, which includes a planned new public school accountability system plus plans for how to improve schools that score low in that system, is seeing significant changes and public praise and criticism ahead of its scheduled submission to the U.S. Education Department next month.

Among the changes so far, the state Department of Education is now planning to take into account schools’ five-year high school graduation rates, atop their four-year rates.

The department is also abandoning its proposal to initially assign each of its four planned labels for school performance measures to a quarter of elementary, middle and high schools. This would have been done by comparing Mountain State schools’ performance only to other in-state schools on each performance measure and, for each measure, assigning the lowest label to the bottom-scoring 25 percent, the next lowest to the next 25 percent, and so on.

The plan is online for public comment through 4 p.m. Wednesday at wvde.state.wv.us/essa. Michele Blatt, the state education department’s assistant superintendent over the Division of Support and Accountability, said the state Board of Education is scheduled to vote on the plan Sept. 7 or Sept. 8. The federal education department must then review it.

Read the full story here…

West Virginia Board of Education Actively Overseeing RESA Transition

West Virginia Board of Education Actively Overseeing RESA Transition

CHARLESTON, W.Va. — The West Virginia Board of Education (WVBE) has been taking steps to ensure a smooth transition for counties since HB2711 dissolves the Regional Education Service Agencies (RESA) on June 30, 2018. RESAs will remain under the control of the West Virginia Board of Education (WVBE) until the time of their closure or until an Educational Service Cooperative (ESC) is formed.

In order to replace the services provided by the RESAs, counties may form and control ESCs. The change provides local control to county superintendents and boards of education to choose to create cooperatives within their region. The decision to create a cooperative to provide services lies solely with the county boards of education.

To ensure the success of the RESA transition included within HB2711, Governor Jim Justice requested the WVBE create a committee to oversee the transition of RESAs to ESCs. The WVBE created a RESA Transition Committee to ensure the necessary support needed by the counties to become cooperatives. The committee, which meets regularly, is made up of state and county education personnel and is actively addressing the concerns of counties to ease the transition process. David Perry, Vice President of the WVBE, was selected to chair the committee due to his past experience and knowledge in school administration and his awareness of RESA services.

The WVBE has worked to ensure there will be no interruption of services during the transition. Various services have been historically coordinated through RESAs and the WVBE RESA transition committee is working to identify how those services will continue to be provided. Those services range from school bus driver training, technology support, teacher alternative certification, adult basic education and public service training. Once formed, ESCs will retain the same cooperative buying authority utilized by RESAs.

“Throughout the transition, we have listened to the concerns of our counties and have brought together the best resources available to ensure supports are in place to assist with the formation of Educational Service Cooperatives,” Perry said. “ESCs will give counties full local control of the programs administered by the ESCs and allow them to create a cooperative that is tailor-made for their needs.”

The next meeting of the RESA Transition Committee is scheduled for October 11, 2017. At the meeting, the committee will be presented with ESC templates that will be developed and presented by the West Virginia School Board Association.

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